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Acorn.finance is your ideal partner in arranging finance for your business or property needs.

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Acorn.finance franchises, introducers & careers

Independent, tailor made – a perfect fit.

acorn.finance have access to the whole market of some 250 lenders enabling us to provide a tailor made solution for your needs, both now and the future.

Our experts are trained to listen first, understand your needs and aspirations and then to work with you to arrange the ideal finance solution.

A plan without action is just a dream

(Joel Barker)

Commercial Mortgage - trading businesses

Commercial mortgage, in common with any other mortgage, is just a loan secured against property.  The only difference is that traditionally a  mortgage refers to a residential mortgage secured against your home whereas a commercial mortgage is secured against any other property, residential investment or commercial.

A trading business mortgage is a particular form of commercial mortgage where the occupier of the property is the business of the applicant.  This might be a business tied to its premises like a pub, hotel, care home or shop or it could be any other business type occupying an office, workshop, warehouse or factory.  Most businesses require somewhere to trade from and given the performance of property as an investment over the years, for many businesses it makes sense to pay a commercial mortgage rather than rent.

Bridging Loan - Auctions, development, refurbishment & conversion

A bridging loan is a short term funding option used to “bridge a gap” between a purchase and sale or re-mortgage onto a longer term product.

There are many uses for a bridging loan, many providers and a huge variety different bridging finance options;

  • Developers building residential or commercial property from scratch using a staged drawdown development loan.
  • Conversion or refurbishment of property to increase its value or bring a derelict property back into usage.
  • Auction purchase, where a tight timescale from offer to completion is required (often only 28 days).
  • Business cash flow, using the equity in property to help fund your business for the short term.

With bridging loan interest rates starting at only 0.44% per month there’s never been a better time to use your property.

Buy to let mortgage & Investment property

A buy to let mortgage is a particular form of commercial mortgage, in that it is secured against an investment property which is let out to a third party.  With the volatility of traditional investments in shares and other financial products, as well as the mistrust of main banks since the banking crisis of the last decade, investment in “bricks and mortar” has grown enormously.

Changes in taxation and regulation have brought buy to let mortgages and investments into close focus in the last few years but it remains an attractive option for many investors – as part of a wider portfolio.  As interest grows in corporate investment and trusts, both onshore and offshore, getting the right advice has never been more important.

Business loans, cash-flow & asset finance

A business loan can cover any other type of funding not secured by property – from a start up loan for a new venture to re-equipping your business with new machinery or vehicles.

Most businesses, small or large will need funding at some point to help their growth aspirations. Traditionally business owners would approach their own bank manager, but with more than 250 other lenders out there how do you know you’ll get the best deal – or even the best product?

Acorn.finance work with you to understand your needs before recommending a lender and a product – that way we’re working to match the lending to your short term needs and long term plans.

Award winning finance broker

Commercial Broker of the Year – 2017. (Corporate LiveWire)

UK Commercial Mortgage Broker of the Year – 2016, 2015 & 2014. (M&I International)

Commercial Mortgage Broker of the Year – 2013 (Business Moneyfacts)

Shortlisted – Commercial Mortgage Broker of the Year – 2014 & 2015 (Business Moneyfacts)

acorn.finance awards

Authorised & Regulated

Acorn Commercial Finance (acorn.finance) is authorised and regulated by the Financial Conduct Authority (FCA).

We are also full members of the National Association of Commercial Finance Brokers.

Although many of the business loans and buy to let mortgages acorn.finance arrange are not regulated by the Financial Conduct Authority  we take our responsibilities as a professional broker very seriously and apply the highest standards of customer service and advice to every case, regulated or not.

Strict code of practice

As members of the NACFB since 1997, our ethos has always been to adhere to their Code of Practice in every aspect of our business.

The NACFB has operated an industry recognised Code of Practice since 1992 which endorses best practice in the industry. All NACFB brokers agree to abide by the Code of Practice ensuring that you have the guarantee that acorn.finance will always operate professionally and in your best interest.

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Don’t just take our word for it

acorn.finance is an award winning finance broker, here are a few testimonials from our clients;

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